Jumbo expertise, no-PMI structures, and buy-before-you-sell strategy for Walnut Creek's move-up market.
Walnut Creek is a move-up and jumbo market, and the winning strategies here look different than entry-level East County. Equity-rich owners can buy before they sell - avoiding contingent offers and double moves. Strong-credit buyers can put 15% down with no mortgage insurance through our Bye Bye PMI program. And condo buyers need a lender who checks HOA budgets and litigation before falling in love with a unit - conventional condo rules catch people by surprise.
I also work with self-employed professionals all over Walnut Creek - bank statement and 1099 programs qualify you on real cash flow instead of write-off-reduced tax returns.
Enter your income and debts and see your estimated approval amount - with real DTI rules, taxes and mortgage insurance built in.
Every real program serving Contra Costa County - CalHFA, WISH, AHOP, Smart Start and more - and how they stack.
First-time buyer grant program toward your down payment for buyers under county income limits.
15% down with no monthly mortgage insurance for qualifying buyers.
Unlock your equity to buy your next home first - no double move, no contingent offer.
Business owners: qualify with 12-24 months of deposits instead of tax returns.
Contractors and gig workers: qualify on 1099 income without full self-employment docs.