I live here, my kids go to school here, and I've helped hundreds of East County families finance homes here. Let's build your plan.
Brentwood is home - literally. I've spent years helping neighbors buy first homes off Balfour, move up to bigger yards, and untangle solar leases on resales. Because I'm local, my files reflect Brentwood reality: Mello-Roos in the newer neighborhoods, HOA dues, solar on most roofs, and sellers who respond to strong, verifiable pre-approvals.
First-time buyers: between CalHFA, the WISH matching grant, and our own Smart Start grant, there is more help available than most Brentwood renters realize. Move-up families: with the equity you're sitting on, buy-before-you-sell means you never write a contingent offer or move twice. One conversation and you'll know your options.
Enter your income and debts and see your estimated approval amount - with real DTI rules, taxes and mortgage insurance built in.
Every real program serving Contra Costa County - CalHFA, WISH, AHOP, Smart Start and more - and how they stack.
First-time buyer grant program toward your down payment for buyers under county income limits.
15% down with no monthly mortgage insurance for qualifying buyers.
Unlock your equity to buy your next home first - no double move, no contingent offer.
Business owners: qualify with 12-24 months of deposits instead of tax returns.
Contractors and gig workers: qualify on 1099 income without full self-employment docs.