First-time buyer programs, FHA loans, and down payment assistance for Antioch - from a lender who lives and works right here in East County.
Antioch is one of the last places in the Bay Area where homeownership is still within reach for working families - and right now it has one of the most generous city programs in the region. The Antioch Home Ownership Program (AHOP) offers substantial down payment assistance to qualifying first-time buyers, and most people in Antioch have never heard of it. I help buyers figure out whether they qualify, how much help they can get, and how to stack it with state programs like CalHFA and lender grants.
Whether you're a first-time buyer, moving up, or buying a home with solar already on the roof (very common on Antioch resales - and it affects your loan), I'll map out your options in one free conversation. No pressure, no obligation - just a clear plan.
Enter your income and debts and see your estimated approval amount - with real DTI rules, taxes and mortgage insurance built in.
Every real program serving Contra Costa County - CalHFA, WISH, AHOP, Smart Start and more - and how they stack.
First-time buyer grant program toward your down payment for buyers under county income limits.
15% down with no monthly mortgage insurance for qualifying buyers.
Unlock your equity to buy your next home first - no double move, no contingent offer.
Business owners: qualify with 12-24 months of deposits instead of tax returns.
Contractors and gig workers: qualify on 1099 income without full self-employment docs.